Here at Hometap, were collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity theyve built in their home to pay for whats most important to them, from handling debt to finally making much-needed renovations, without taking on debt.
We work hard, and have some fun along the way, too. You dont have to take our word for it: The Boston Globe and Forbes have recognized us as a great place to work, and weve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more!
In case you need any more convincing, we also provide competitive compensation, healthcare coverage, unlimited PTO, a generous share package, and a strong culture with plenty of opportunities for team-building and camaraderie.
Who You Are:
As an Underwriter, youll play a critical role in Hometaps home equity investment process, making recommendations on both the homes and homeowners that we work with. The underwriting team analyzes and digests a broad set of home and homeowner information to assess the risk profile of each application, making investment eligibility recommendations per the standards set out by our underwriting guidelines. This is a great fit for candidates with experience in underwriting, a passion for real estate, and exceptional organizational skills.
What youll do:
- Work closely with our sales and processing teams to quickly and accurately review homeowner applications
- Verify applicant information and assess applicant risk against a set of underwriting guidelines
- Do a thorough risk assessment of subject properties based on the requirements and parameters set by our underwriting guidelines
- Flag applications for potential concerns with regard to application completeness or risk
- Determine eligibility amounts based on an analysis of the information applicant and property information
- Collaborate with a cross-functional team of sales and operations associates to complete each application review
What youll bring:
- Bachelors degree, ideally in business, finance, or a related field
- Prior underwriting experience
- Extraordinary attention to detail in a fast-paced environment, including strong proofreading/fact-checking skills
- Excellent judgment comfortable making recommendations based on a rules rubric, escalating issues and questions as needed
- Ability to work independently as well as in a team environment
- Comfort handling multiple responsibilities while being proactive in a deadline-oriented environment
- Strong written and verbal communications skills, and a client-oriented approach
- Eager to join a growing tech company, with interest in real estate and fintech
Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing [email protected].
