Here at Hometap, were collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity theyve built in their home to pay for whats most important to them, from handling debt to finally making much-needed renovations, without taking on debt.
We work hard, and have some fun along the way, too. You dont have to take our word for it: The Boston Globe and Forbes have recognized us as a great place to work, and weve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more!
In case you need any more convincing, we also provide competitive compensation, healthcare coverage, unlimited PTO, a generous share package, and a strong culture with plenty of opportunities for team-building and camaraderie.
Who you are:
Were looking for an innovative, analytical, and motivated self-starter to join our Financial Products team. As a Financial Products Associate, youll be intimately involved in the research, development, and launch of new financial products and improvements to existing financial products that deliver substantial value for Hometap, homeowners and capital partners. In this role, youll be a key member of an impactful team responsible for developing and executing our financial product roadmap, working closely with cross-functional stakeholders to ensure alignment and prioritization within the broader company strategy. Youll become a subject matter expert on Hometap's financial products, including how they work and fit into the competitive and capital markets landscape. You will report to the Senior Manager, Financial Products.
What you'll do:
- Be responsible for product opportunity analysis, including but not limited to portfolio performance modeling, business case modeling, and scenario analysis.
- Be a subject matter expert on Hometap's financial products, including how they work and fit into the competitive and capital markets landscape.
- Be instrumental in the design of new financial products and improvements to existing financial products that deliver substantial value for Hometap, homeowners and investors.
- Conduct research and development to test hypotheses around new products and product changes.
- Contribute to pricing, structuring and feature decisions that optimize and evolve financial products.
- Develop and maintain processes to continuously track, document, and synthesize information on market trends relevant to Hometaps position in the market.
- Influence financial product roadmap development in concert with financial and organizational resourcing.
- Support the process by which functional launch plans for products are built and integrated.
- Develop insights, methodologies and solutions that influence the success of our financial products (e.g., valuation, property type policy).
- Support creation of investor GTM narrative, including rationale supporting the products pricing, structure, assumptions, and methodologies.
- Be accountable for product competitiveness for target homeowners and investors.
- Lead by example and embody Hometaps values.
What you bring:
- Experienced with at least 2 years of relevant experience in consulting, investment banking, financial product development, investing or similar roles within the financial services space
- Outstanding modeling, analytical and critical thinking skills, including the ability to identify and summarize key points in any analysis
- Solid understanding of capital markets and residential real estate financing
- Strong business acumen - balancing pragmatics, analytics and impact
- Able to define success and operate within the 80/20
- Track record of delivering business results through analysis in a fast-paced environment
- Empathy and curiosity for investor and homeowner perspectives
- Strong collaborator; clear and effective communicator
- Creative, flexible and solutions-oriented approach to problem solving
- Developed prioritization skills and ability to balance both short-term and long-term objectives
- Detailed and organized in execution
- Positive relationship building capabilities and ability to work cross-functionally
- Strong bias for action
Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing [email protected].
