Hometap

Default Manager

Remote
May 6, 2025
🏠 Remote
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Deadline date:

Job Description

Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.  

We work hard, and have some fun along the way, too. You don’t have to take our word for it: The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more! 

In case you need any more convincing, we also provide competitive compensation, healthcare coverage, unlimited PTO, a generous share package, and a strong culture with plenty of opportunities for team-building and camaraderie.

Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk.

Who you are:

As Hometap’s Investment Support Default Manager, you’ll be a key part of the team that ensures our invested Homeowners have a best-in-class investment experience from recording through offboarding. You bring experience managing a variety of default events, years of experience building successful default teams, and the skills necessary to develop and implement effective strategies to improve overall performance. You are a proven leader who can effectively coach a team to achieve results and are excited about the opportunity to build on Hometap’s default processes.  

To be successful in this role, you’ll ensure the smooth operation of our default department by overseeing and supporting a team of default specialists. You will be responsible for guiding, coaching, and motivating team members to deliver outstanding results and achieve performance goals. Your background in default should include knowledge in foreclosure, bankruptcy, ownership changes, new liens, delinquent taxes, delinquent HOA fees, trusts, estates, and loss mitigation. Additionally, you will collaborate closely with leadership to implement strategies for efficiency and drive continuous improvement within the default team.

What you'll do:

Default Management & Escalations:

  • Oversee all areas of default processes – foreclosure, bankruptcy, ownership changes, new liens, delinquent taxes, delinquent HOA fees, and estates to ensure accuracy and SLA compliance
  • Identify, implement, and manage a suite of KPIs to manage team member performance and efficiency
  • Handle escalated customer issues and complaints, ensuring timely resolution and customer satisfaction
  • Proactively identify, escalate, and mitigate risks within your area, as well as related up- and downstream processes impacting your team
  • Partner closely with the Legal Department on the management of all Foreclosure and Bankruptcy proceedings
  • Champion a continuous improvement attitude and mindset by identifying and implementing opportunities for streamlining processes

Process Management & Improvement:

  • Ensure that all investor / fund / compliance guidelines are being followed and are up to date
  • Perform internal audits to capture any errors in files and create a plan of action to correct the issues
  • Establish regular operational reporting that identifies gaps in attaining required service levels and accuracy rates
  • Manage incoming/outgoing communications, review reports, and ensure SLAs are being met
  • Meet with vendors regularly to talk about issues, concerns, and new products
  • Communicate with Hometap’s Legal department and monitor external counsel's emails / requests
  • Stay up-to-date with industry trends and best practices in default management
  • Collaborate with other departments (training, quality assurance, etc.) and team leadership to ensure alignment and consistency in service delivery and default workflows

What you bring:

  • 5+ years of experience in default management or related fields
  • 3+ years of experience specifically as a Default Manager within Bankruptcy/Default Management or Loss Mitigation
  • Meaningful experience with all areas of default, including foreclosure, bankruptcy, ownership changes, new liens, delinquent taxes, delinquent HOA fees, estates, and loss mitigation
  • Significant experience leveraging data and reporting tools to drive decision-making and accountability within the team
  • Ability to develop and foster cross-functional relationships with key stakeholders
  • Demonstrable experience building or scaling team(s), with experience managing remote employees located across the country, and an ability to train and motivate others
  • Strong problem-solving skills with the ability to think critically and make recommendations
  • Excellent written and verbal communication skills, with a customer service approach to working with others
  • Comfortable multitasking and working under pressure within a deadline-oriented environment
  • Strong computer & CRM skills, including Salesforce
Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment. Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.
 
Hometap believes that our differences are what bring us together, and one of our biggest priorities is creating a diverse workplace that welcomes and values each team member’s unique perspective, background, and ideas. All roles here are filled based solely on candidates’ qualifications and our business needs. 

Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing [email protected].

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